Loan Solutions | CGPH Banque d'Affaires
Engineered credit. Flexible capital.
Structured lending across syndicated, convertible, mezzanine, real estate, asset‑backed, and art finance—delivered as lender and as arranger.
CGPH Banque d’Affaires designs and executes credit solutions that align risk, collateral, and cash flows with client objectives. We originate, structure, document, and syndicate transactions with disciplined governance and transparent execution.
A Proven Architecture for Structured Credit Excellence
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Dual role: direct lender and advisor/arranger
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Origination, validation, governance, and execution under
one roof
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Ability to lead pooled operations with banks and institutional
debt funds
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Standardized KYC/AML, collateral appraisal, covenant design,
and SPV ring‑fencing
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ESG filters with optional green/sustainable credit reporting
Structured credit designed around
real needs
We provide advanced lending solutions across six specialist categories, from senior syndicated facilities to mezzanine, convertibles, asset‑backed lines, real estate financing, and discreet art‑backed loans. Acting as both lender and arranger, we align the capital stack to the project’s risk/return profile and assemble the right syndicate where needed—supported by rigorous due diligence and documentation.
Built for borrowers and investors
Corporates & sponsors
For acquisitions, expansion, working capital,
or refinancing where tailored senior,
mezzanine, or asset‑backed solutions
are required.
Real estate developers & owners
For bridge, construction, and repositioning
needs with collateralized, layered
senior/mezz structures.
Six complementary lending tracks
1. Syndicated lending
We arrange and coordinate multi‑lender senior facilities—term sheets, covenants, guarantees, and documentation—sized for large assets across real estate, infrastructure, and capex‑heavy operations, with benefits of scalability, shared risk, and cost efficiency.
2. Convertible financing
Hybrid debt with defined conversion triggers (caps/floors, timing). Suited to growth‑stage ventures and flexible fundraising, with legal design and investor alignment managed by our team.
3. Mezzanine capital
Subordinated debt featuring potential equity kickers or warrants—useful for expansion, acquisitions, and recapitalizations—structured to balance cost of capital and control.
4. Asset‑backed & specialty finance
Facilities secured by receivables, inventory, equipment, or IP, structured as lines, bullet, or amortizing loans, serving trading companies, manufacturers, IP holders, and platforms.
5. Real estate lending
Collateralized solutions for development, acquisition, refurbishment, or repositioning—including bridge lending, construction financing, and layered senior/mezz structures.
6. Art‑backed lending
Discreet financing for HNWIs and collections, typically €250K to €5M+, with custody, insurance, and third‑party valuation protocols.
From structuring to disbursement
Define credit strategy and capital stack.
Step 1 — Structuring
(2–3 weeks)
Assemble legal and collateral packs; covenant set design.
Step 2 — Documentation (3–4 weeks)
Fundraising and syndicate assembly as needed.
Step 3 — Capitalization (3–6 weeks)
SPV ring‑fencing and loan execution; collateral lock‑in. Typical close: 6–10 weeks.
Step 4 — Disbursement (1–2 weeks)
Why Clients Choose CGPH
Clarity, control, and disciplined execution.
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Non‑dilutive options
Debt solutions that can preserve equity ownership while matching cash‑flow realities.
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Access and speed
Access to capital beyond traditional bank constraints, with many formats executing in weeks.
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Governance for investors
Structured monitoring, legal frameworks, and exposure to real‑economy lending; returns depend on position and tenor.
01
What types of collateral are considered?
Depending on the facility: real estate, receivables, inventory, equipment, IP, and fine art/collectibles (with custody, insurance, and third‑party valuation).
02
How quickly can transactions close?
A typical timeline is 6–10 weeks from structuring to disbursement, subject to due diligence and market conditions.
03
Do you act as lender or arranger?
Both. We can lend via CGPH or dedicated vehicles and also advise/arrange pooled operations with banks and institutional debt funds.
04
Do you integrate ESG considerations?
Yes. We apply ESG filters in asset‑backed and real estate transactions, align art finance with cultural preservation objectives, and can provide optional reporting for green/sustainable credit.
Frequently
Asked
Questions
Read MoreConnect with our senior team to structure cross-border investment solutions, private debt strategies
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Contact CGPH Banque d’affaires — Paris
CGPH Banque d’Affaires is Europe’s first investment bank dedicated to structured capital and venture advisory.
From our headquarters in Paris, we support investors, founders, and corporate leaders in designing disciplined equity transactions that align growth, governance, and long-term value.
Our team combines financial precision with legal expertise, ensuring every transaction reflects clarity, accountability, and institutional standards.
For inquiries, introductions, or partnership opportunities, contact our advisory team directly at: info@cgphbanquedaffaires.com