A clear plan for your debt and refinancing.
An upcoming maturity, a refinancing or changing cash flows calls for a financing plan aligned with your business. CGPH Banque d’affaires assesses your debt and repayment capacity, prepares refinancing and restructuring options, and coordinates creditor discussions alongside management and shareholders.
Prepare the next steps for your financing
A maturity or refinancing window
Plan upcoming repayments and refinancing discussions around your liquidity needs, business priorities and contractual timetable.
Cash flow and financial commitments
Review cash generation, debt service and contractual tests to align the financing structure with the company’s operating needs.
Several creditors to coordinate
Build a common view of liabilities, security, priorities and the decisions required from lenders, bondholders and shareholders.
A complete picture before choosing a response
- Debt and liquidity mapIdentify facilities, maturities, guarantees, security and commitments alongside current cash resources and forecast needs.
- Cash-flow scenariosTest repayment capacity across business scenarios, incorporating operating cash flows and near-term liquidity requirements.
- Creditor and shareholder prioritiesAssess which approvals, contributions or contractual changes each alternative would require.
Build a clear proposal for creditor discussions
We compare refinancing, maturity extensions, covenant changes and repayment schedules against your cash flows and business plan. We prepare the financial case and the changes to negotiate with the relevant creditors.
CGPH coordinates financial analysis, creditor dialogue and the timetable with management. Qualified legal, tax and accounting advisers handle their respective workstreams, including formal procedures where relevant; creditor agreements and documentation bring the negotiated changes into effect.
Connect the debt review with your wider capital structure
We connect the debt review with the balance between shareholder funding, borrowing and investment needs, bringing the options together in a coordinated capital structure assessment.
Begin with the nearest deadline
Tell us about your next repayment deadline and what your business needs from its financing. Our first discussion focuses on your debt, cash position and priorities for preparing lender and creditor discussions.
Your debt restructuring questions
- When can a debt review begin?
- A review can begin ahead of a maturity, covenant test or planned investment. We establish the debt and liquidity position, identify the decisions required and prepare a timetable for creditor discussions.
- What is the difference between refinancing and restructuring?
- Refinancing replaces an existing financing with a new one. Restructuring may involve changes to existing maturities, repayments, covenants or other terms, subject to creditor agreement.
- How does CGPH support creditor discussions?
- We prepare the financial analysis and alternatives, coordinate discussions and follow the documentation timetable. Lenders, investors and other creditors decide on new capital and changes to their existing rights.